Cleaning up your yard before winter blows in.By landscape contractor Roger Cook of This Old House magazine Fall yard clean-up starts with the gutters, which requires setting up a ladder to reach them. Remember to always have someone holding the bottom of the ladder and don't try to stretch that extra two or three feet. Get down and move the ladder! For those who don't like ladders, there are a couple of options. First, you can have gutter guards installed to keep leaves out. Second, there are leaf blower extensions that can reach up into the gutter and blow leaves out. Either way, you'll need to be sure that the joints where the gutter meets the downspouts are cleaned out.
Once they are clean, take a hose and pour some water into your gutters and watch where it goes. Do you need extensions to direct the water away from your foundation and prevent leaks? When diverting water, be sure to avoid driveway and walkways, which could ice over and become hazards in the winter. A LAWN WINTER Leaf cleanup is a necessary but never-ending battle. Leaves left scattered for the winter will smother the lawn. Don't worry, however, about getting every last leaf out of the plant beds. As they breakdown, leaves can help insulate plants and provide them with valuable nutrients. As for what do to with all the leaves you've raked, remember to recycle them in your own compost pile or at a town recycling center. If you are using the leaves on your own compost pile, either grind them up or run them over with a lawn mower to speed decomposition. To move large piles of leaves, I recommend piling them onto a tarp and dragging them to their destination?be it compost pile or trash bag. Once the leaves are collected, cut your lawn one last time before the winter, trimming it as short as possible to prevent matting, disease and rodent damage. When you are done mowing, run the lawn mower itself until it runs out of gas. Gas left to sit in the tank over the winter will gum up the carburetor so it won't run as well next spring. Also, change the oil, grease the engine and pull and inspect the spark plug. Before you replace it, place several drops of five-weight oil in the hole and pull the start cord several times to lubricate the engine so it won't rust. In the spring, you'll only have to add gas, sharpen the blades and start mowing again. Early in November, I like to fertilize the lawn with a high phosphorus mixture to promote root growth over the winter, so the grass will green up sooner come spring. Fall is also a great time to fertilize trees and shrubs. I don't recommend pruning ornamental trees and shrubs, as they can contract dieback and suffer from winter desiccation—although I will admit to pruning my holly trees right before Christmas. Perennial Favorites You perennials will need to be cut back as they fade. While you are at it, scratch some super phosphate fertilizer into the soil around them. In the garden, remove leftover vegetation and put it in the compost pile. Then rake lime and fertilizer into the soil bed and sow a cover crop of winter rye. SNOW BUSINESS Now's the time to get your snowblower up and running. Nothing's more frustrating than having your snowblower not start when the first snow storm hits. If you're a snow shoveler, double check that your shovels are where you left them and in working order. They have a funny habit of disappearing over the year. DRIP PATROL If you have an irrigation system, be sure that it is cleared of water so it won't freeze up and damage pipes. If you don't, drain your hoses by laying them on a downward slope and pulling them slowly toward you, coiling as you go. Once they're coiled, tie and store them in your garage or shed. Then head to the basement to shut off the water to your outdoor spigots. On the pipe, in between the shut-off and the spigot, you'll find a weep valve that you can open and drain into a bucket. These steps will prevent pipes from freezing and bursting. FOR THE BIRDS One of the fall activities I enjoy most is setting up my bird feeders. After all my fall yard chores are done, there is nothing better than sitting back with a hot cup of coffee and watching the birds fly by. When you are preparing to list your home for sale, you may take various steps to stage the interior so that it is appealing to a potential buyer. In addition to various steps you may take with staging the interior, you want to pay attention to your yard as well. During the spring months, many yards look fresh and vibrant, but they also need some extra care in order to boost curb appeal and make a great first impression on buyers.
Focus On Your Flower Beds Whether you have one small flower bed or several sprawling areas of beds, you should ensure that all of the vegetation looks fresh and tidy. Trim bushes, and add bright spring annuals to brighten up the space. Pull weeds, and add a layer of fresh mulch to your flower beds to give them a finished, well-maintained look. Keep The Lawn Neat And Tidy During the spring months, your lawn may revive from its dormant winter state, and you may find it growing rapidly. The green hue of a spring lawn can have a powerful benefit to curb appeal, but you want to keep the lawn trimmed and edged regularly to give it a manicured appearance. This can also minimize the impact of the look of weeds that may occasionally crop up throughout the spring months. Pay Attention To Your Patio And Entryway While your vegetation will require some effort to maintain while you list your home, you do not want to overlook your patio and entryway. These are often visible from the street, and they will be viewed up-close when buyers tour your home. Ensure that the area is clean, and power wash it if necessary. Consider updating front door hardware and the entry mat if they appear worn or dated. You may also need to sweep these areas regularly while your home is listed for sale. Staging your property can help you to sell your property more quickly and for top dollar, but your staging efforts should not be focused entirely on the interior of your home. Your landscaping also requires extra effort when you are getting your home ready to sell, and these tips can all help you to spruce up your landscaping with beautiful results. You may seek more customized information tailored to your property when you speak with a real estate agent about listing your home. #tgif #firsttimehomebuyers #preapprovedbuyers
Here is my Top 5 Reasons to be a Pre-Approved Shopper: 1. Affordability Know exactly how much you can afford, and you won't waste time looking at homes you can not afford.. Or get your heart set on. 2. Motivation Many times, in today's market, you will face multiple offers on the table for the same property. If you have a Pre-Approval letter from your Lender (ME-of course), you will have the upper hand and possibly save you money with a slightly lower offer. 3. Saves you Time With your Lender already having checked your Credit - Income - Assets, you will have saved time once you put your offer in for your new home. Now all your Lender (ME-of Course), has to do is gather the information and additional data needed for closing, and order your appraisal. 4. Additional Costs With an Initial Itemized closing costs sheet, a Good Faith Estimate - GFE, provided by your lender, you are now armed with all the information on costs coming your way. You will not be blindsided working with ME, and feel more in control of your money. It will also help when making decisions on buying a home that might need repairs, landscaping, renovations, and any other work you may want done. 5. Power in Negotiations Being pre-approved for a mortgage lets homeowners know that you are serious about buying a home and demonstrates you have the ability to perform. This gives the buyer the advantage of strength in negotiations since your approval is as good as a “done deal” when it comes to buying a home, and allows you to offer a lower price than what a property is listed for on the market. Owners may be debating between your offer and a higher offer from a buyer who hasn’t been pre-approved. Your status just might motivate them to be a little more flexible with your terms. We are ready to help you save money today, with an EASY Streamline process of your Current FHA loan. Not only did FHA drop their monthly insurance charge from 1.35% - down to .85%, but the FHA Mortgage Rates are as low as ever, meaning double savings for LONG TERM benefits Today! Call Schaun Now @ 630-465-7086 orA simple, Thank You, to everyone who made 2014 a Great Year! I wish everyone a safe and Happy New Years! I look forward in serving you and your Referrals in 2015! See You Next Year!
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American Housing Captal LLC. d.b.a TotalChoice Mortgage | NMLS ID 34976 Schaun Blakeslee NMLS#873166 An Illinois Residential Mortgage Licensee, Is Regulated by the State of Illinois Department of Financial and Professional Regulation, Division of Banking located at 100 West Randolph Street 9th Floor, Chicago IL 60601, Mortgage Banking Examinations Phone 312-793-3000 NMLS Consumer Access Legal Privacy policy |